Get Free Credit Card Processing Quotes

Searching for the best credit card processing rates online can be time consuming. Save your business time by filling out the form below to compare multiple quotes from processing providers.

Types of Credit Card Processing: Online, Wireless, and More!

For an e-commerce business, it’s essential to offer diverse options in online card processing to cater to a wide variety of customers. The truth is that if a customer doesn’t see their preferred payment option on a website, or if they have a difficult time processing a payment, then they’ll probably leave a website altogether, resulting in the loss of a sale.

Phone Credit Card Processing Offers Versatility

This is exactly why online business owners must take care in choosing a reliable and versatile online card processing service . Depending upon the type of e-commerce business that you have, phone credit card processing may be a helpful option for your customers. Being able to process a payment over the phone will enable customers to make a payment via their mobile phone, directly after accessing your website through their smartphone browser.

When considering mobile processing, iPad credit card processing is another important feature to look for in a provider. For a business’s mobile needs, Innerfence is one company that offers an iPad app that will allow you to accept credit cards at any location. As more and more people are using mobile devices to search online, this type of credit card processing wireless feature is becoming invaluable when traveling or promoting your business remotely.

Online Card Processing Options for E-commerce Websites

The first step in the process as an e-commerce business owner is to find an online credit card processing provider that best meets your needs. For many online businesses that already have a shopping cart, it’s easy to set up online card processing Online Card Processingthrough the help of a third party service. This will greatly simplify the task of processing payments as a business owner. All payments will be made directly over the Internet with payouts of small processing fees per sales transaction.

Before choosing a service provider, a business owner will normally have to negotiate their monthly statement fees, gateway fees, and percentage fees paid per transaction. This is why it literally pays to shop around to find the right online card processing provider before making a decision. There are many providers available – a few to take a look at are Titan Merchant Services,, 1st American Card Service, North American Bancard, Verisign Payflow Link, and Flagship Merchant Services.

Check out the details below to get an idea of how pricing is set up for a few of these providers:

  • VeriSign Payflow Link: VeriSign offers payment gateway security with a $179 monthly charge and a gateway access fee of $20. Each transaction is $.10, and the first 500 transactions per month are free.
  • is one of the most popular choices by far with a wide base of customers and billions of transactions made on a yearly basis. The cost to set up service is $99, and you will have to pay a gateway fee of $20 a month. Yet their transaction fee is remarkably low at $.10 per transaction.
  • Flagship Merchant Services: Flagship is making the transition to an online processor with a gateway fee of $10 per month, a $20 monthly statement minimum, and a slightly higher transaction fee of $.24.

Prices for Online Card Processing

We paid $0 for setup and the card reader. Two free months and $12.95/mo after.

- Buyer from Health Care Industry, Orlando, Florida

We purchased a wireless credit card machine for $699.00 plus the merchant service agreement on top of that. The total dollars are based on sales.

- Buyer from Business Services, Litchfield Park, Arizona

I paid $699 for a wireless credit card processing terminal, with the promise of a $300 rebate. The service I signed up for is called Interchange Plus, charging 0.2% over the Interchange rate for all transactions, so 1.43% of the transaction, plus $0.11 per transaction. This was a special deal for being a non-profit.

- Buyer from Non-Profit Agency, Bellevue, Washington

We are paying a $10.00 minimum monthly fee, no cancellation fee, no setup fee, no contract. I use my mobile phone for transactions, get $250.00 put in my account after 2 months, and receive low credit card fees.

- Buyer from Construction Industry, Hoschton, Georgia

The credit card processor we went with charges: 1.75%, $.15 per transaction, $40 monthly costs.

- Buyer from Transportation/Logistics, St. Louis Park, Minnesota

Our company paid $395 to purchase multi-user software (up to 4 users); 2.19% discount rate; .30 transaction fee; .30 batch fee; $25/month minimum processing fee. Capability to capture additional data for corporate and government purchasing cards to avoid higher discount rate.

- Buyer from Wholesale Industry, Desoto, Texas

We signed a month-to-month agreement, no cancellation fee, free equipment, savings of 24 basis points on credit card fees.

- Buyer from Legal Industry, Salt Lake City, Utah

What other people are looking for

We are looking for a credit card processing service to handle payments on our website. The transactions range from $5-$25 with an estimation of 25k per year. It needs to work within a PHP website.

- Business Services, Bennett, CO

Healthy, organic and Natural pet treats for pets sold online, over the phone, locally and at trade shows.

- Retail, Sarasota, FL

I currently only process c/c's via emailed invoices through paypal. I would like to be able to run c/c's myself online or over the phone.

- Business Services, Clarksville, TN

I own a liquor store that needs an online credit card processing service.

- Retail, Houston, TX

We offer online advertising to the wholesale industry. We do ALL business via the internet and process cards through a virtual terminal. We'd like to get quotes from a few companies.

- Advertising/Marketing/PR Industry, Bethel, CT

We need to be able to process online, in person, & over the phone.

- Business Services, Norman, OK

Our company currently has terminals for phone/mail and onsite sales but we are exploring online processing.

- Non-Profit, Houghton, MI

Marketing and promotions company engaging in primarily B2B (and some B2C) online transactions for purchase of custom imprinted promotional products, specialty gifts, computer products and related services (graphic design, web design, web hosting, programming, etc.)

- Advertising/Marketing/PR Industry, Lamar, MO