Get Free Credit Card Processing Quotes

Searching for the best credit card processing rates online can be time consuming. Save your business time by filling out the form below to compare multiple quotes from processing providers.

Choosing the Best Online Credit Card Processor

Choosing from the many top online credit card processors is an important decision for any e-commerce business owner to make. There are a number of different credit card processing companies that offer diverse fee structures and wide ranges in their charges for each transaction.

Online Credit Card Processors

Consequentially, your choice of a provider can make a significant difference in your profit potential on a monthly basis. If you don’t do your research, and if you choose one of many online credit card processing companies that charges outrageous monthly transaction fees, then you could be shortchanging yourself on your monthly and annual profit potential.

Top Choices in Online Credit Card Processors

First of all, it all starts with doing your homework. With a bit of simple online research, it’s easier than ever to find the best credit card processor out of the many providers advertising their services.

Here are several of the most popular online credit card processors to help you make your decision:

  • North American Bancard: This merchant service provider offers both credit and debit card processing with the capability of accepting Internet and wireless payments. Their service will accept all major credit cards, gift cards, and electronic checks for instant payment confirmation. In addition to their diverse options, they also advertise a lowest rate guarantee to protect your investment as a merchant.
  • Elavon Credit Card Processing: Elavon offers authorization, settlement, funding, and credit card support for all major credit and debit card providers. Additionally, their payment terminal options include phone credit card processing, Internet, wireless, and even electronic check processing via a credit card terminal.
  • First National Merchant Services: First National offers cost-effective payment solutions with 2 to 3 second credit card authorization for a faster customer checkout time. Merchants are also given helpful resources for fraud prevention for Visa, MasterCard, American Express, Discover, and Diners Club customers via the official website.
  • Heartland Merchant Services: Heartland Merchant Services offers trustworthy online payment gateways without any gateway fees, with cheaper equipment costs, and without the need for specialized software for recurring customer billing. Additionally, all transactions are completely secure since a customer’s payment information will be managed by Heartland instead of through a business’s website.
  • American Bancard: American Bancard is a merchant service provider that offers a secure payment gateway to ensure a quick customer sales transaction of approximately 3 to 15 seconds. All transactions will be settled at the end of the day, where funds will be processed directly into a merchant’s checking account within two business days.

The above online credit card processors offer a diverse range of services, and they all represent a secure and reliable choice in order to protect a customer’s private information and expedite each sales transaction.

Prices for Online Credit Card Processors

There was no up front cost. Monthly anticipated to be between $28 and $30.

- Buyer from Real Estate, Denver, Colorado

We received a free machine and did not have to sign a contract. The company we went with has decent rates and we are now able to accept all cards.

- Buyer from Business Services, Joseph, Oregon

I paid approximately $200.00 for the wireless credit card machine and the receipt printer. There is a monthly fee, a batch fee, and a wireless fee. There are no service contracts.

- Buyer from Business Services, Scottsburg, Indiana

My equipment was free, and I pay $7.95 per month plus 2.09% +.19 for each card processed. 24/7 support and no contracts and no termination fees.

- Buyer from Retail Industry, Manchester, New Hampshire

We decided on Quickbooks Merchant Service. Both mobile service and web service for $12.95 per month. First 2 months are free, no other monthly or annual fees. Strictly month to month w/no cancellation fee. Fully integrates with Quickbooks and it fully integrates with our webstore.

- Buyer from Retail Industry, Shakopee, Minnesota

I found an internet special with no set up fee, no monthly service fee for two months (otherwise $12.95/month). Allows me to process credits cards online as well.

- Buyer from Retail Industry, Durango, Colorado

The $12.00 monthly fee we agreed to includes: monthly customer service, roam data fee & gateway fee. Visa, MasterCard & Discover have a $0.20 transaction fee, 1.54%(Swiped). American Express Cards charge a $0.10 Transaction Fee, and 0.30% (Swiped).

- Buyer from Business Services, Henrietta, New York

Paying $0.23 per transaction and 2.09% using the virtual terminal option. Their price seemed competitive with others I had seen.

- Buyer from Health Care Industry, Brownsburg, Indiana

What other people are looking for

I make and sell pottery at high end summer art fairs and would like info on online credit card processors. I do little or no selling in the winter.

- Retail, Le Grand, IA

Would like to process non profit donations and organizational membership fees using an online credit card processors.

- Non-Profit, Westport, CT

Our company handles sales and repair of industrial power tools and hand tools, construction related tool and outdoor accessories. We will also be accepting credit cards on our website soon and will require a gateway or shopping cart for the site.

- Retail, West Monroe, LA

Handyman Services. Want to be able to accept credit cards online.

- Construction/General Contracting, Hickory, NC

We are an in-house wedding products firm. We attend wedding shows where we sell a variety of products and would like to start accepting all forms of payment.

- Information Services, Raleigh, NC

We run a fast food restaurant and would like to get quotes on a new CCP company.

- Restaurant, Torrance, CA

I would like to have my merchant account on line. Our products are legal documents.

- Legal Services, Carson City, NV

Need secure method of accepting credit cards online. Buyer should be able to select multiple items to purchase (all items are intangile items -- registration for syposium, banquet, luncheon). Buyer should receive an online receipt. Merchant needs to be able to track each buyer with an assigned number.

- Government Agency, Arlington, VA